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Diana Jacobs thought her family had a workable plan to pay for college for her 21-year-old twin sons:a combination of savings,income,scholarships,and a modest amount of borrowing.Then her husband lost his job,and the plan fell apart. " I have two kids in college,and I want to say‘come home',but at the same time I want to provide them with a good education, "says Jacobs. The Jacobs family did work out a solution:They asked and received more aid from the schools,and each son increased his borrowing to the largest amount through the federal loan(its) program.They will each graduate with S 20,000 of debt,but at least they will be able to finishschool. With unemployment rising,financial aid administrators(财政补助管理者) expect to hear more families like the Jacobs.More students are asking for aid,and more families expect to need student loans,College administrators are concerned that they will not have enough aid money to go around. At the same time,tuition(= 4 t) continues to rise.A report from the National Center for Public Policy and Higher Education found that college tuition and fees increased 439% from 1982 to 2007,while average family income rose just 147%.Student borrowing has more than doubled in the Last ten years. "If we go on this way for another 25 years,we won′t have an affordable system of higher education, " says Patrick M.Callan,president of the center. "The middle-class families have been financing it through debt.They will send kids to college whatever it takes,even if that means a huge amount of debt." Financial aid administrators have been having a hard time as many companies decide that student loans are not profitable enough and have stopped making them.The good news,however,is that federal loans account for about three quarters of student borrowing,and the government says that money will flow uninterrupted (未受干扰的).(1)According to Paragraph 1,why did the plan of Jacobs family fail? ____ A.The twins wasted too much money.B.The father was out of work.C.Their saving ran out.D.The family fell apart.(2)How did the Jacobs manage to solve their problem? ____ A.They asked their kids to come home.B.They borrowed $ 20,000 from the school.C.They encouraged their twin sons to do part-time jobsD.They got help from the school and the federal government(3)Financial aid administrators believe that ____ .A.more families will face the same problem as the JacobsesB.the government will receive more letters of complaintC.college tuition fees will double soonD.America′s unemployment will fall(4)What can we learn about the middle-class families from the text? ____ A.They blamed the government for the tuition increase.B.Their income remained steady in the last ten years.C.They will try their best to send kids to collage.D.Their debts will be paid off within 25 years.(5)According to the last paragraph,the government Will ____ .A.provide most students with scholarshipsB.dismiss some financial aid administratorsC.stop the companies from making student loansD.go on providing financial support for college students

Diana Jacobs thought her family had a workable plan to pay for college for her 21-year-old twin sons:a combination of savings,income,scholarships,and a modest amount of borrowing.Then her husband lost his job,and the plan fell apart.
    " I have two kids in college,and I want to say‘come home',but at the same time I want to provide them with a good education, "says Jacobs.
    The Jacobs family did work out a solution:They asked and received more aid from the schools,and each son increased his borrowing to the largest amount through the federal loan(its) program.They will each graduate with S 20,000 of debt,but at least they will be able to finish
school.
    With unemployment rising,financial aid administrators(财政补助管理者) expect to hear more families like the Jacobs.More students are asking for aid,and more families expect to need student loans,College administrators are concerned that they will not have enough aid money to go around.
    At the same time,tuition(= 4 t) continues to rise.A report from the National Center for Public Policy and Higher Education found that college tuition and fees increased 439% from 1982 to 2007,while average family income rose just 147%.Student borrowing has more than doubled in the Last ten years.
    "If we go on this way for another 25 years,we won′t have an affordable system of higher education, " says Patrick M.Callan,president of the center. "The middle-class families have been financing it through debt.They will send kids to college whatever it takes,even if that means a huge amount of debt."
    Financial aid administrators have been having a hard time as many companies decide that student loans are not profitable enough and have stopped making them.The good news,however,is that federal loans account for about three quarters of student borrowing,and the government says that money will flow uninterrupted (未受干扰的).
(1)According to Paragraph 1,why did the plan of Jacobs family fail? ____
A.The twins wasted too much money.
B.The father was out of work.
C.Their saving ran out.
D.The family fell apart.
(2)How did the Jacobs manage to solve their problem? ____
A.They asked their kids to come home.
B.They borrowed $ 20,000 from the school.
C.They encouraged their twin sons to do part-time jobs
D.They got help from the school and the federal government
(3)Financial aid administrators believe that  ____ .
A.more families will face the same problem as the Jacobses
B.the government will receive more letters of complaint
C.college tuition fees will double soon
D.America′s unemployment will fall
(4)What can we learn about the middle-class families from the text? ____
A.They blamed the government for the tuition increase.
B.Their income remained steady in the last ten years.
C.They will try their best to send kids to collage.
D.Their debts will be paid off within 25 years.
(5)According to the last paragraph,the government Will  ____ .
A.provide most students with scholarships
B.dismiss some financial aid administrators
C.stop the companies from making student loans
D.go on providing financial support for college students

题目解答

答案

( 1)C .细节理解题.根据第一段最后一句话"Then her husband lost his job,and the plan fell apart."然后她的丈夫丢了工作,计划破裂了.可知,可以支付两个双胞胎儿子的大学费用的计划由于丈夫的失业瓦解了.故选C.
( 2)D .细节理解题.根据第三段第一句话中"They asked and received more aid from the schools ,and each son increased his borrowing to the maximum amount through the federal loan program'他们要求学校提供更多援助,每 个儿子都通过联邦贷款计划将自己的借款增加到最大额度.可知,他们向学校索求更多的援助,每个儿子增加贷款到最大额度.故选D .
( 3 ) D.细节理解题.根据第四段前两句话中…financial aid administrators expect to hear from more families like the Jacobses.More students are applying for aid,and more families expect to need student loans.财务管理人员希望能听到更多来自雅各布家族的家庭的声音.更多的学生正在申请援助,更多的家庭希望获得学生贷款.可知,财政援助的管理员们预期会看到更多像Jacobs一家的情况,更多的学生申请援助,更多的交通希望学生贷款.故选D .
( 4)C .推理判断题.根据第六段中的"They will send kids to college whatever it takes,even if that means a huge amount of debt."他们会让孩子上大学,即使那意味着巨额债务.可知,无论需要什么他们都会送孩子去上大学,即使那意味着大笔的债务.故选C.
(5)A.推理判断题.根据第七段最后一句The good news,however,is that federal loans account for about three quarters of student borrowing,and the government says that money will flow uninterrupted.不过,好消息是,联邦贷款约占学生借款的四分之三,而政府表示,资金将不间断地流动。可知,政府会继续提供不间断的资金支持.故选A .

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