Directions: Fill in each blank by selecting one suitable word from a list of choices given in the word bank. You may not use any of the words more than once.access advantage calculate concentration discounts expenditures harmonious healthcare informed reduce soar unpaid upgrade before ofWhat is financial literacy, and how does it affect college students? Simply put, financial literacy is the understanding of financial concepts and the ability to make 1) ______ financial decisions on a daily basis. As a college student, how can you 2) ______ the overall cost? Here are three ways you can try.First, take 3) ______ of campus resources. Universities often provide a wealth of free or low-cost resources. Making use of these can help you significantly cut your expenses. For example, you can 4) ______ books and academic journals from your library systems for free instead of buying or subscribing to them by yourself; you can also use the complimentary 5) ______ offered by the university to reduce medical expenses.Second, watch your use of credit cards. It can be tempting to use a credit card to make payments, but it's important to 6) ______ how this debt could grow over time. And the longer your debt goes 7) ______, the more you'll owe in interest. So be sure to explore all grants, scholarships, and other financial options 8) ______ using your credit card.Third, use a budget. You've probably heard that one of the best ways to control 9) ______ as a college student is to budget your money. A budget is essentially a spending plan that takes into account all of your income and expenses. By keeping track 10) ______ your money, you can keep spending under control, stay out of debt, and plan ahead for the future.

Directions: Fill in each blank by selecting one suitable word from a list of choices given in the word bank. You may not use any of the words more than once. access advantage calculate concentration discounts expenditures harmonious healthcare informed reduce soar unpaid upgrade before of What is financial literacy, and how does it affect college students? Simply put, financial literacy is the understanding of financial concepts and the ability to make 1) ______ financial decisions on a daily basis. As a college student, how can you 2) ______ the overall cost? Here are three ways you can try. First, take 3) ______ of campus resources. Universities often provide a wealth of free or low-cost resources. Making use of these can help you significantly cut your expenses. For example, you can 4) ______ books and academic journals from your library systems for free instead of buying or subscribing to them by yourself; you can also use the complimentary 5) ______ offered by the university to reduce medical expenses. Second, watch your use of credit cards. It can be tempting to use a credit card to make payments, but it's important to 6) ______ how this debt could grow over time. And the longer your debt goes 7) ______, the more you'll owe in interest. So be sure to explore all grants, scholarships, and other financial options 8) ______ using your credit card. Third, use a budget. You've probably heard that one of the best ways to control 9) ______ as a college student is to budget your money. A budget is essentially a spending plan that takes into account all of your income and expenses. By keeping track 10) ______ your money, you can keep spending under control, stay out of debt, and plan ahead for the future.