Passage OneQuestions 46 to 50 are based on the following passage.As a university student, I've come to realise just how little I know about money. I've come to the brutal realisation that Australia's youth are being done a great disservice by not receiving any consistent financial education.Diving headfirst into the crash course of starting university, I've quickly tried to get myself up to speed with the financial terms of the modern era to help manage my personal finances.I've read some financial education books, done some online learning, and have spoken to my nearest and dearest for their pearls of financial wisdom.There are undoubtedly hundreds of great resources out there for those wishing to improve their financial literacy, but while I was researching, I still kept wishing that I didn't have to play catch-up with the money world. I felt that I was sailing the financial seas with no skills and no life jacket!However, after talking to my friends who felt the same, I quickly realised that it wasn't my ignorance but the lack of financial education in our schooling system that is leaving high schoolers seriously behind in the modern world of money.Let's compare a theoretical financial education subject to the standard compulsory English class. On average, English may not be the most popular subject, but it's consistently on the schedule throughout high school, with all students graduating fluent in English.A financial education subject should do just the same. It shouldn't be just a one-day event but a course integrated throughout the whole of high school that would allow students to gradually expand their financial literacy, and would prevent the need for a 'catch up' phase once we're out on our own after graduation.In the same way that learning a language or new skills takes time, building financial skills requires practice and years to gradually accumulate bits and pieces of knowledge.Giving young people the opportunity to become familiar with the world of money would provide them with a great advantage to enter adulthood with confidence and security so that they are able to manage their own money and look after themselves.46. What has the author come to realise since entering university?A. He needs a crash course on financial terms.B. He is very much lacking in financial literacy.C. It requires consistent education to be financially independent.D. It is unrealistic to give all Australian youth a financial education.47. How did the author feel in today's money world?A. Badly equipped to survive.B. Ignorant of financial literature.C. Barely capable of moving ahead.D. Overwhelmed by the resources online.48. What did the author realise after talking to his friends?A. They were as keen as he was on financial matters.B. The schooling system was to blame for his trouble.C. High schoolers knew nothing about the modern financial world.D. Financial courses were as unpopular as compulsory English classes.49. What is the author's idea of a financial education course?A. It should foresee students' needs after graduation.B. It should provide students with some basic knowledge.C. It should be taught the same way as English is taught.D. It should be integrated into high school education.50. What would financial literacy do to young people?A. Allow them to enter adulthood with financial security.B. Enable them to look after themselves without worrying about money.C. Render them confident and secure in terms of money management.D. Help them become familiar with the world of money.
Passage One
Questions 46 to 50 are based on the following passage.
As a university student, I've come to realise just how little I know about money. I've come to the brutal realisation that Australia's youth are being done a great disservice by not receiving any consistent financial education.
Diving headfirst into the crash course of starting university, I've quickly tried to get myself up to speed with the financial terms of the modern era to help manage my personal finances.
I've read some financial education books, done some online learning, and have spoken to my nearest and dearest for their pearls of financial wisdom.
There are undoubtedly hundreds of great resources out there for those wishing to improve their financial literacy, but while I was researching, I still kept wishing that I didn't have to play catch-up with the money world. I felt that I was sailing the financial seas with no skills and no life jacket!
However, after talking to my friends who felt the same, I quickly realised that it wasn't my ignorance but the lack of financial education in our schooling system that is leaving high schoolers seriously behind in the modern world of money.
Let's compare a theoretical financial education subject to the standard compulsory English class. On average, English may not be the most popular subject, but it's consistently on the schedule throughout high school, with all students graduating fluent in English.
A financial education subject should do just the same. It shouldn't be just a one-day event but a course integrated throughout the whole of high school that would allow students to gradually expand their financial literacy, and would prevent the need for a 'catch up' phase once we're out on our own after graduation.
In the same way that learning a language or new skills takes time, building financial skills requires practice and years to gradually accumulate bits and pieces of knowledge.
Giving young people the opportunity to become familiar with the world of money would provide them with a great advantage to enter adulthood with confidence and security so that they are able to manage their own money and look after themselves.
46. What has the author come to realise since entering university?
A. He needs a crash course on financial terms.
B. He is very much lacking in financial literacy.
C. It requires consistent education to be financially independent.
D. It is unrealistic to give all Australian youth a financial education.
47. How did the author feel in today's money world?
A. Badly equipped to survive.
B. Ignorant of financial literature.
C. Barely capable of moving ahead.
D. Overwhelmed by the resources online.
48. What did the author realise after talking to his friends?
A. They were as keen as he was on financial matters.
B. The schooling system was to blame for his trouble.
C. High schoolers knew nothing about the modern financial world.
D. Financial courses were as unpopular as compulsory English classes.
49. What is the author's idea of a financial education course?
A. It should foresee students' needs after graduation.
B. It should provide students with some basic knowledge.
C. It should be taught the same way as English is taught.
D. It should be integrated into high school education.
50. What would financial literacy do to young people?
A. Allow them to enter adulthood with financial security.
B. Enable them to look after themselves without worrying about money.
C. Render them confident and secure in terms of money management.
D. Help them become familiar with the world of money.
题目解答
答案
解析
本题主要考查对文章内容的理解和推理能力。解题的关键在于仔细阅读文章，理解作者的观点和意图，并将每个问题与文章中的相关内容进行匹配分析。
46题
文章第一段提到“As a university student, I've come to realise just how little I know about money”以及“not receiving any consistent financial education”，这表明作者进入大学后意识到自己在财务知识方面非常欠缺。
- A选项“他需要关于金融术语的速成课程”，文章虽提到作者尝试了解金融术语，但这不是作者进入大学后主要意识到的内容，所以A选项错误。
- B选项“他非常缺乏财务素养”，与文章中作者意识到自己对金钱了解甚少相符合，所以B选项正确。
- C选项“实现经济独立需要持续的教育”，文章重点强调的是作者自身财务知识的缺乏，而非实现经济独立所需的教育，所以C选项错误。
- D选项“给所有澳大利亚年轻人提供金融教育是不现实的”，文章未提及此内容，所以D选项错误。
47题
文章第三段中作者说“I felt that I was sailing the financial seas with no skills and no life jacket”，意思是自己在金融世界里没有技能和保障，就像在海上航行没有技能和救生衣一样。
- A选项“应对生存能力不足”，很好地体现了作者在金融世界中缺乏应对能力的感觉，所以A选项正确。
- B选项“对金融文献无知”，文章强调的是作者在金融知识和应对金融世界的能力方面不足，而非对金融文献无知，所以B选项错误。
- C选项“几乎无法前进”，表述过于绝对，文章只是说作者感觉应对困难，并非无法前进，所以C选项错误。
- D选项“被网上的资源压垮”，文章未提及此内容，所以D选项错误。
48题
文章第五段提到“after talking to my friends who felt the same, I quickly realised that it wasn't my ignorance but the lack of financial education in our schooling system that is leaving high schoolers seriously behind in the modern world of money”，说明作者和朋友交谈后意识到是学校教育系统的问题导致自己在金融知识方面有困难。
- A选项“他们和他一样热衷于金融事务”，文章未体现朋友对金融事务的热衷程度，所以A选项错误。
- B选项“学校教育系统应该为他的问题负责”，与文章内容相符，所以B选项正确。
- C选项“高中生对现代金融世界一无所知”，文章只是说学校缺乏金融教育使高中生在金融世界落后，并非一无所知，所以C选项错误。
- D选项“金融课程和必修英语课一样不受欢迎”，文章只是将金融教育课程和英语课进行对比，说明金融教育课程也应像英语课一样贯穿高中，并非说金融课程不受欢迎，所以D选项错误。
49题
文章第六段提到“A financial education subject should do just the same. It shouldn't be just a one - day event but a course integrated throughout the whole of high school”，表明作者认为金融教育课程应该像英语课一样贯穿整个高中阶段。
- A选项“它应该预见学生毕业后的需求”，文章未提及金融教育课程要预见学生毕业后的需求，所以A选项错误。
- B选项“它应该为学生提供一些基础知识”，文章重点强调的是金融教育课程的设置方式，而非提供基础知识，所以B选项错误。
- C选项“它应该和英语课一样的教学方式”，文章只是将金融教育课程和英语课在设置上进行对比，并非说教学方式一样，所以C选项错误。
- D选项“它应该融入高中教育”，与文章中作者的观点相符，所以D选项正确。
50题
文章最后一段提到“Giving young people the opportunity to become familiar with the world of money would provide them with a great advantage to enter adulthood with confidence and security so that they are able to manage their own money and look after themselves”，说明财务素养能让年轻人在金钱管理方面有信心和保障。
- A选项“让他们带着经济保障进入成年”，文章强调的是在金钱管理方面的信心和保障，而非单纯的经济保障，所以A选项错误。
- B选项“使他们能够不担心钱的问题照顾自己”，表述过于绝对，文章只是说能更好地管理自己的钱，并非不担心钱的问题，所以B选项错误。
- C选项“使他们在金钱管理方面有信心和保障”，与文章内容相符，所以C选项正确。
- D选项“帮助他们熟悉金融世界”，这只是财务素养带来的一个方面，不是最终的结果，所以D选项错误。