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The American economy is built on credit. Credit is a great tool when used wisely. For instance, credit can be used to start or expand a business. It can also be used to _______ 31 _______ large ticket items such as houses or cars. In the last decade, however, cheap credit made it too easy for people to buy houses based on the expectation that real _______ 32 _______ value would endlessly continue to increase. But the housing _______ 33 _______ set off a chain reaction in our economy. Individuals and investors could no longer resell their homes for a quick profit, mortgages no longer became affordable for many homeowners, and thousands of mortgages were _______ 34 _______ on, leaving investors and financial institutions to face the terrible consequences.It is _______ 35 _______ , isn't it? Yes, it is true that credit got us into this mess, but it is also true that our economy is incredibly _______ 36 _______ right now, and given that it is built on credit, it needs an inflow of cash or it could collapse (崩溃). This is something no one wants to see as it could spread through our economy and into the world markets in a matter of hours, potentially causing a worldwide recession.Credit in and of itself is not a bad thing. Credit promotes growth and jobs. Poor use of credit, however, can be a(n) _______ 37 _______ , which is what we are on the _______ 38 _______ of now. So long as the rescue plan comes with changes to lending regulations and more _______ 39 _______ of the industry, there is potential to _______ 40 _______ the market, which is what everyone wants. Whether or not it works is to be seen, but we all hope it does.Directions: Choose the best word for each numbered blank.A) estate E) purchase I) ironic M) slumpB) overflow F) dump J) socialize N) stabilizeC) portable G) defaulted K) unstable O) vergeD) oversight H) catastrophe L) defied

The American economy is built on credit. Credit is a great tool when used wisely. For instance, credit can be used to start or expand a business. It can also be used to _______ 31 _______ large ticket items such as houses or cars. In the last decade, however, cheap credit made it too easy for people to buy houses based on the expectation that real _______ 32 _______ value would endlessly continue to increase. But the housing _______ 33 _______ set off a chain reaction in our economy. Individuals and investors could no longer resell their homes for a quick profit, mortgages no longer became affordable for many homeowners, and thousands of mortgages were _______ 34 _______ on, leaving investors and financial institutions to face the terrible consequences.

It is _______ 35 _______ , isn't it? Yes, it is true that credit got us into this mess, but it is also true that our economy is incredibly _______ 36 _______ right now, and given that it is built on credit, it needs an inflow of cash or it could collapse (崩溃). This is something no one wants to see as it could spread through our economy and into the world markets in a matter of hours, potentially causing a worldwide recession.

Credit in and of itself is not a bad thing. Credit promotes growth and jobs. Poor use of credit, however, can be a(n) _______ 37 _______ , which is what we are on the _______ 38 _______ of now. So long as the rescue plan comes with changes to lending regulations and more _______ 39 _______ of the industry, there is potential to _______ 40 _______ the market, which is what everyone wants. Whether or not it works is to be seen, but we all hope it does.

Directions: Choose the best word for each numbered blank.

A) estate E) purchase I) ironic M) slump

B) overflow F) dump J) socialize N) stabilize

C) portable G) defaulted K) unstable O) verge

D) oversight H) catastrophe L) defied

题目解答

答案

31. 根据“large ticket items”,应填“purchase”,表示“购买”。 32. “Real estate value”指“房地产价值”,应填“estate”。 33. 表示“房地产市场下滑”,应填“slump”。 34. 短语“default on”表示“违约”,应填“defaulted”。 35. 表示“讽刺的是”,应填“ironic”。 36. 形容经济“不稳定”,应填“unstable”。 37. 表示“灾难”,应填“catastrophe”。 38. 短语“on the verge of”表示“处于……边缘”,应填“verge”。 39. 表示“监管”,应填“oversight”。 40. 表示“稳定市场”,应填“stabilize”。 答案: 31. purchase 32. estate 33. slump 34. defaulted 35. ironic 36. unstable 37. catastrophe 38. verge 39. oversight 40. stabilize

解析

本题主要考查对文章内容的理解以及词汇的运用。解题时需要结合上下文语境,分析每个空格处所需词汇的词性、语义和搭配。

  1. 第31题:
    • 空格处需要一个动词,与“large ticket items such as houses or cars”搭配。
    • “purchase”意为“购买”,“purchase large ticket items”表示“购买大件商品”,符合语境,所以填“purchase”。
  2. 第32题:
    • “real estate”是固定短语,意为“房地产”。
    • 这里说的是房地产价值持续增长,所以填“estate”。
  3. 第33题:
    • 根据后文“Individuals and investors could no longer resell their homes for a quick profit”可知,房地产市场出现了不好的情况。
    • “slump”意为“衰退;下滑”,“housing slump”表示“房地产市场下滑”,符合文意,所以填“slump”。
  4. 第34题:
    • “default on”是固定短语,意为“违约”。
    • 这里说很多房主无法偿还抵押贷款而违约,“were defaulted on”表示被动,所以填“defaulted”。
  5. 第35题:
    • 前文提到信用让经济陷入混乱,但经济又依赖信用,这是一种具有讽刺意味的情况。
    • “ironic”意为“讽刺的”,符合语境,所以填“ironic”。
  6. 第36题:
    • 根据“it needs an inflow of cash or it could collapse”可知,当前经济很不稳定。
    • “unstable”意为“不稳定的”,符合文意,所以填“unstable”。
  7. 第37题:
    • 前文说信用使用不当会带来严重后果,这里需要一个表示严重后果的名词。
    • “catastrophe”意为“灾难”,符合语境,所以填“catastrophe”。
  8. 第38题:
    • “on the verge of”是固定短语,意为“处于……边缘”。
    • 这里说我们正处于某种情况的边缘,所以填“verge”。
  9. 第39题:
    • 空格处需要一个名词,与“lending regulations”和“industry”相关。
    • “oversight”意为“监管”,“more oversight of the industry”表示“对行业更多的监管”,符合文意,所以填“oversight”。
  10. 第40题:
    • 空格处需要一个动词,与“market”搭配,且根据前文提到的经济问题和救援计划,这里应该是要稳定市场。
    • “stabilize”意为“稳定”,“stabilize the market”表示“稳定市场”,符合语境,所以填“stabilize”。

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