Most people who are traditionally employed should be able to obtain a policy through their employer, while the self-employed will have to take out an individual policy. One can add his share to his employer's policy by buying private ones, particularly those with families relying on them.Once people retire, they'll stop needing it. Age 65 is generally the end of the longest policy you can buy.According to the passage, who should buy Disability Insurance for the traditionally employed workers?A. The self-employed workers.B. The workers themselves.C. Their trade union.D. Their employers.
Most people who are traditionally employed should be able to obtain a policy through their employer, while the self-employed will have to take out an individual policy. One can add his share to his employer's policy by buying private ones, particularly those with families relying on them.
Once people retire, they'll stop needing it. Age 65 is generally the end of the longest policy you can buy.
According to the passage, who should buy Disability Insurance for the traditionally employed workers?
A. The self-employed workers.
B. The workers themselves.
C. Their trade union.
D. Their employers.
题目解答
答案
根据文章内容，传统雇员的残疾保险责任主体明确如下：
-
核心依据：
文章首句指出：
> “Most people who are traditionally employed should be able to obtain a policy through their employer...”
表明传统雇员的保险政策应由雇主提供（“through their employer”强调雇主是获取渠道与责任方）。 -
对比说明：
自雇人士需自行购买个人保险（“the self-employed will have to take out an individual policy”），与传统雇员形成鲜明对比。 -
补充说明：
雇员可额外购买私人保险以增强保障（“add his share... by buying private ones”），但此为自愿补充，非主要责任。 -
排除干扰项：
- A. 自雇人士 → 负责自身保险，无关传统雇员。
- B. 雇员自己 → 可选补充，非主要责任方。
- C. 工会 → 文中未提及，无依据。
因此，为传统雇员购买残疾保险的责任主体是其雇主。
答案：D. Their employers.