30.根据以下材料,回答26-30题More Americans are opting to work well into retirement, a growing trend that threatens to upend the old workforce model.One in three Americans who are at least 40 have or plan have a job in retirement to prepare for a longer life, according to a survey conducted by Harris Poll for TD Ameritrade. Even more surprising is that more than half of "unretirees" —those who plan to work in retirement or went back to work after retiring—said they would be employed in their later years even if they had enough money to settle down, the survey showed.Financial needs aren't the only culprit for the "unretirement" trend. Other reasons, according to the study, include personal fulfillment such as staying mentally fit, preventing boredom or avoiding depression. About 72% of "unretire" respondents said that they would return to work once retired to keep mentally fit while 59% said it would be tied to making ends meet. Can Congress save the economy? Fed chair says "US debt is 'on unsustainable path'", Auto industry is still a boys' club at the top despite GM CEO Mary Barras success."The concept of retirement is evolving" ,said Christine Russell senior manager of retirement at TD Ameritrade, "It's not just about finances. The value of work is also driving folks to continue working past retirement."One reason for the change in retirement patterns: Americans are living longer. The share of the population 65 and older was 16% in 2018, up 3.2% from the prior year, according to the U.S. Census Bureau. That's also up 30. 2% since 2010. Older Americans are also the fastest-growing segment of the U. S workforce, and boomers are expected to live longer than previous generations. The percentage of retirement-age people in the labor force has doubled over the past three decades. About 20% of people 65 and older were in the workforce in February, up from an all-time low of 10% in January 1985, according to money manager United Income.Because of longer life spans, Americans are also boosting their savings to preserve their nest eggs, the TD Ameritrade study showed which surveyed 2, 000 adults between 40 to 79. Six in 10 "unretires" are increasing their savings in anticipation of a longer life, according to the survey. Among the most popular ways they are doing this, the company said, is by reducing their overall expenses, securing life insurance or maximizing their contributions to retirement accounts. Seniors are living longer, but planning for the extended years is key.Unfortunately, many people who are opting to work in retirement are preparing to do so because they are worried about making ends meet in their later years, said Brent Weiss, a co-founder at Baltimore-based financial-planning firm Facet Wealth. He suggested that preretiree should speak with a financial adviser to set long-term financial goals."The most challenging moments in life are getting married, starting a family and ultimately retiring," Weiss said." It's not just a financial decision, but an emotional one. Many people believe they can't retire."It can be inferred from Paragraph 3 that Americans tend to think that? A.B. A. retirement may cause problems for them C.D. B. boredom can be relieved after retirement E.F. C. the mental health of retirees is overlooked G.H. D. "unretirement" contributes to the economy
根据以下材料,回答26-30题
More Americans are opting to work well into retirement, a growing trend that threatens to upend the old workforce model.
One in three Americans who are at least 40 have or plan have a job in retirement to prepare for a longer life, according to a survey conducted by Harris Poll for TD Ameritrade. Even more surprising is that more than half of "unretirees" —those who plan to work in retirement or went back to work after retiring—said they would be employed in their later years even if they had enough money to settle down, the survey showed.
Financial needs aren't the only culprit for the "unretirement" trend. Other reasons, according to the study, include personal fulfillment such as staying mentally fit, preventing boredom or avoiding depression. About 72% of "unretire" respondents said that they would return to work once retired to keep mentally fit while 59% said it would be tied to making ends meet. Can Congress save the economy? Fed chair says "US debt is 'on unsustainable path'", Auto industry is still a boys' club at the top despite GM CEO Mary Barras success.
"The concept of retirement is evolving" ,said Christine Russell senior manager of retirement at TD Ameritrade, "It's not just about finances. The value of work is also driving folks to continue working past retirement."
One reason for the change in retirement patterns: Americans are living longer. The share of the population 65 and older was 16% in 2018, up 3.2% from the prior year, according to the U.S. Census Bureau. That's also up 30. 2% since 2010. Older Americans are also the fastest-growing segment of the U. S workforce, and boomers are expected to live longer than previous generations. The percentage of retirement-age people in the labor force has doubled over the past three decades. About 20% of people 65 and older were in the workforce in February, up from an all-time low of 10% in January 1985, according to money manager United Income.
Because of longer life spans, Americans are also boosting their savings to preserve their nest eggs, the TD Ameritrade study showed which surveyed 2, 000 adults between 40 to 79. Six in 10 "unretires" are increasing their savings in anticipation of a longer life, according to the survey. Among the most popular ways they are doing this, the company said, is by reducing their overall expenses, securing life insurance or maximizing their contributions to retirement accounts. Seniors are living longer, but planning for the extended years is key.
Unfortunately, many people who are opting to work in retirement are preparing to do so because they are worried about making ends meet in their later years, said Brent Weiss, a co-founder at Baltimore-based financial-planning firm Facet Wealth. He suggested that preretiree should speak with a financial adviser to set long-term financial goals.
"The most challenging moments in life are getting married, starting a family and ultimately retiring," Weiss said." It's not just a financial decision, but an emotional one. Many people believe they can't retire."
It can be inferred from Paragraph 3 that Americans tend to think that
?
- A.
- B. A. retirement may cause problems for them
- C.
- D. B. boredom can be relieved after retirement
- E.
- F. C. the mental health of retirees is overlooked
- G.
- H. D. "unretirement" contributes to the economy
题目解答
答案
正确答案: A
您的答案:
本题解析:
Other reasons, according to the study, include personal fulfillment such as staying mentally fit, preventing boredom or avoiding depression. About 72% of "unretire" respondents said that they would return to work once retired to keep mentally fit. 根据这项研究,其他原因还包括个人成就感,如保持精神健康、避免无聊或避免抑郁。约72%的“未退休”受访者表示,他们退休后会重返工作岗位,以保持精神健康。第三段开头,说明:除了经济原因之外,还有一些personal fulfillment的原因,百分之72受访者表示,他们会返回工作to keep mentally fit。A选项正确。
解析
考查要点:本题考查学生根据段落推断隐含观点的能力,需要结合上下文理解作者意图。
解题核心:抓住段落中关键数据(如72%的受访者为保持精神健康而工作)和核心观点(退休不仅是经济问题,更是个人价值体现),推断出美国人对退休的潜在担忧。
破题关键:明确段落中“personal fulfillment”(个人成就感)与“mental health”(心理健康)的关联,理解“unretirement”背后的心理动因。
段落主旨:第三段通过数据说明,美国人选择“未退休”(unretirement)不仅出于经济需求,更为了满足精神层面的需求,如保持心理健康、避免无聊或抑郁。
关键句分析:
- “Other reasons... avoiding depression”:指出个人成就感是重要动因。
- “72%... to keep mentally fit”:明确说明大部分受访者因心理需求而工作。
选项推断:
- A选项“退休可能带来问题”与段落中“防止无聊或抑郁”“保持精神健康”直接对应,说明美国人隐忧退休后的精神问题。
- 其他选项或偏离段落重点(如D选项经济贡献),或与数据矛盾(如C选项“心理健康被忽视”与段落强调“重视心理健康”相反)。