题目
A．It'll make you learn to enjoy what you have，fix what's broken，and shop for a bargain．SpendingB．more is likely to stimulate your motivation for more earning．C．It gives you options and frees you from relying on someone else's priorities．Living with lessD．is the most efficient way to control your financial future．E．Actually，your parents have already given you too much．F．What you want is respect and admiration from other people． My wife and I recently welcomed a child into the world．His only interest right now is keeping us awake 24/7．But one day，he'll need to learn something about finance．When he does，here are some suggestions．1．You might think you want an expensive car，a fancy watch，and a huge house．But you don't．（68） ____ You think having expensive stuff will bring it．It almost never does-especially from the people you want to respect and admire you．2．The road to financial regret is paved with debt．Some debt，such as a mortgage，is OK．But most spending that results in debt is the equivalent of a drug：a quick hit of pleasure that wears off，only to drag you down for years to come，limiting your options and keeping you weighed down by the baggage of your past．3．I hope you're poor at some point．Not struggling，and not unhappy，of course．But there's no way to learn the value of money without feeling the power of its scarcity．It teaches you the difference between necessary and desirable．（69） ____ These are essential survival skills．4．If you're like most people，you'll spend most of your adult life thinking，"Once I've saved/earned5．Don't stay in a job you hate because you made a career choice at 18．Almost no one knows what he or she wants to do at that age．Many people don't know what they want until they're twice that age．（These are the signs you're in the wrong career．）6．The best thing money buys is to control over your time．（70） ____ One day you'll realize that this freedom is one of the things that makes you truly happy．7．Change your mind when you need to．I've noticed a tendency for people to think they've mastered investing when they're young．They start investing at age 18 and think they have it all figured out by age 19．They never do．8．Some people are born into families that encourage education others are from families that are against it．Some are born into flourishing economies others，into war and poverty．I want you to be successful，and I want you to earn it．But realize that not all success is due to hard work and not all poverty is due to laziness．Keep this in mind when judging people，including yourself．9．Your savings rate has a little to do with how much you earn and a lot to do with how much you spend．I know a dentist who lives paycheck to paycheck，always on the edge of ruin．I know another person who never earned more than 50，000 and saved a fortune．The difference is entirely due to their spending．（71） ____ ．10．Don't listen to me if you disagree with what I've written．The world you grow up in will have different values and opportunities than the one I did．More important，you'll learn best when you disagree with someone and then are forced to learn it yourself．（On the other hand，always listen to your mother．）
| A．It'll make you learn to enjoy what you have，fix what's broken，and shop for a bargain．Spending B．more is likely to stimulate your motivation for more earning． C．It gives you options and frees you from relying on someone else's priorities．Living with less D．is the most efficient way to control your financial future． E．Actually，your parents have already given you too much． F．What you want is respect and admiration from other people． |
1．You might think you want an expensive car，a fancy watch，and a huge house．But you don't．（68） ____ You think having expensive stuff will bring it．It almost never does-especially from the people you want to respect and admire you．
2．The road to financial regret is paved with debt．Some debt，such as a mortgage，is OK．But most spending that results in debt is the equivalent of a drug：a quick hit of pleasure that wears off，only to drag you down for years to come，limiting your options and keeping you weighed down by the baggage of your past．
3．I hope you're poor at some point．Not struggling，and not unhappy，of course．But there's no way to learn the value of money without feeling the power of its scarcity．It teaches you the difference between necessary and desirable．（69） ____ These are essential survival skills．
4．If you're like most people，you'll spend most of your adult life thinking，"Once I've saved/earned
5．Don't stay in a job you hate because you made a career choice at 18．Almost no one knows what he or she wants to do at that age．Many people don't know what they want until they're twice that age．（These are the signs you're in the wrong career．）
6．The best thing money buys is to control over your time．（70） ____ One day you'll realize that this freedom is one of the things that makes you truly happy．
7．Change your mind when you need to．I've noticed a tendency for people to think they've mastered investing when they're young．They start investing at age 18 and think they have it all figured out by age 19．They never do．
8．Some people are born into families that encourage education others are from families that are against it．Some are born into flourishing economies others，into war and poverty．I want you to be successful，and I want you to earn it．But realize that not all success is due to hard work and not all poverty is due to laziness．Keep this in mind when judging people，including yourself．
9．Your savings rate has a little to do with how much you earn and a lot to do with how much you spend．I know a dentist who lives paycheck to paycheck，always on the edge of ruin．I know another person who never earned more than \$50，000 and saved a fortune．The difference is entirely due to their spending．（71） ____ ．
10．Don't listen to me if you disagree with what I've written．The world you grow up in will have different values and opportunities than the one I did．More important，you'll learn best when you disagree with someone and then are forced to learn it yourself．（On the other hand，always listen to your mother．）
题目解答
答案
68．F 推理判断题．根据后文You think having expensive stuff will bring it．It almost never does-especially from the people you want to respect and admire you．
你认为拥有昂贵的东西会带来它．它几乎从来没有 - 特别是你想尊重和钦佩你的人．可知事实上，你的父母已经给你太多了；故选F．
69．A 推理判断题．根据前文It teaches you the difference between necessary and desirable它教你必要和可取之间的区别．可知，它会让你学会享受你拥有的东西，修复破碎的东西，并购买便宜货．故选A．
70．C．推理判断题．根据后文One day you'll realize that this freedom is one of the things that makes you truly happy．有一天你会意识到这种自由是让你真正快乐的事情之一．可知，它给你选择，让你摆脱依赖别人的优先权；故选C．
71．D．推理判断题．根据前文I know another person who never earned more than \$50，000 and saved a fortune．The difference is entirely due to their spending我知道另一个人从未赚过超过5万美元并且节省了一笔财富．这种差异完全是由于他们的消费．可知，这是控制未来财务的最有效方式．故选D．
你认为拥有昂贵的东西会带来它．它几乎从来没有 - 特别是你想尊重和钦佩你的人．可知事实上，你的父母已经给你太多了；故选F．
69．A 推理判断题．根据前文It teaches you the difference between necessary and desirable它教你必要和可取之间的区别．可知，它会让你学会享受你拥有的东西，修复破碎的东西，并购买便宜货．故选A．
70．C．推理判断题．根据后文One day you'll realize that this freedom is one of the things that makes you truly happy．有一天你会意识到这种自由是让你真正快乐的事情之一．可知，它给你选择，让你摆脱依赖别人的优先权；故选C．
71．D．推理判断题．根据前文I know another person who never earned more than \$50，000 and saved a fortune．The difference is entirely due to their spending我知道另一个人从未赚过超过5万美元并且节省了一笔财富．这种差异完全是由于他们的消费．可知，这是控制未来财务的最有效方式．故选D．
解析
本题为推理判断题，考查根据上下文逻辑关系选择正确选项的能力。解题核心在于理解段落主旨，并分析句子间的逻辑衔接。需注意前后文的因果、对比、举例等关系，结合选项内容判断最符合逻辑的答案。
第（68）题
关键逻辑：后文指出“拥有昂贵物品无法带来尊重和钦佩”，说明前文应强调“真正想要的是尊重而非物质”。
选项分析：
- F选项“你想要的是别人的尊重和钦佩”直接呼应后文，指出人们误以为昂贵物品能带来尊重，但实际并非如此。
第（69）题
关键逻辑：前文提到“学会区分必需品和 desirable（ desirable指‘ desirable’意为‘ desirable’）”，后文强调“这是生存技能”。
选项分析：
- A选项“学会享受拥有的、修复破损的、购买便宜货”总结了“ scarcity（稀缺）”带来的生活智慧，与“区分必需品和 desirable”形成逻辑连贯。
第（70）题
关键逻辑：后文提到“这种自由是幸福的来源”，说明前文应说明“金钱如何带来自由”。
选项分析：
- C选项“给你选择，摆脱依赖他人优先权”直接解释了金钱如何通过控制时间带来自由。
第（71）题
关键逻辑：前文对比“高收入却月光”和“低收入却储蓄成功”，强调“支出决定储蓄率”。
选项分析：
- D选项“控制财务未来最有效方式”总结了“支出比收入更重要”的核心观点。