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For decades, Canadians have strived to work hard and save diligently to retire early. At least, that's been the goal. However, those times may be changing as Generation Z (Gen Z)enters the workforce. Some members of Gen Z, particularly those now in their late teens and early-to-mid-20s, seem to be taking a more measured (慎重的)approach to work and money, given the rapidly rising cost of living and an unstable economic environment. They may also be the first generation to normalize people working into their 70s and 80s, as people are living longer and requiring more retirement savings. Still, Gen Z appears to be coping well by embracing a trend known as "soft saving". Soft saving is an offshoot (分支)of the "soft life" trend, driven by Gen Zers who prefer to focus on the quality of life with less stress. The renewed culture of thrifting (淘旧货)is a prime example. Gen Z may see things like thrifting as a way to improve their quality of life in the future by making spending decisions that help the environment today. In some ways, this lifestyle could be a by-product of the socioeconomic shifts caused by the COVID-19 pandemic, which changed how most people work and live. Gen Zers seek a balance between the two. You can see how this same philosophy is shaping how this generation approaches work. Many embrace the blending of in-office and remote work as a way to improve their quality of life. However, prioritizing the quality of life over work and savings doesn't mean they aren't thinking about tomorrow. As they save money and find effective new ways to lower their spending, they are considering using those funds wisely. Setting up a pre-authorized transfer to their investment account, for example, could help them put aside extra money each month to help them enjoy more financial freedom over the long term. As their goals shift over time, a soft saving strategy and the financial habits they're developing today can become the foundation to manage their financial needs in the future. (1) According to the passage, what does the concept of "soft saving" refer to?() A Balancing life quality and financial goals. B Saving a large amount of money for retirement. C Saving money by second-hand shopping. D Working in retirement age to make more money.

For decades, Canadians have strived to work hard and save diligently to retire early. At least, that's been the goal. However, those times may be changing as Generation Z (Gen Z)enters the workforce. Some members of Gen Z, particularly those now in their late teens and early-to-mid-20s, seem to be taking a more measured (慎重的)approach to work and money, given the rapidly rising cost of living and an unstable economic environment. They may also be the first generation to normalize people working into their 70s and 80s, as people are living longer and requiring more retirement savings. Still, Gen Z appears to be coping well by embracing a trend known as "soft saving". Soft saving is an offshoot (分支)of the "soft life" trend, driven by Gen Zers who prefer to focus on the quality of life with less stress. The renewed culture of thrifting (淘旧货)is a prime example. Gen Z may see things like thrifting as a way to improve their quality of life in the future by making spending decisions that help the environment today. In some ways, this lifestyle could be a by-product of the socioeconomic shifts caused by the COVID-19 pandemic, which changed how most people work and live. Gen Zers seek a balance between the two. You can see how this same philosophy is shaping how this generation approaches work. Many embrace the blending of in-office and remote work as a way to improve their quality of life. However, prioritizing the quality of life over work and savings doesn't mean they aren't thinking about tomorrow. As they save money and find effective new ways to lower their spending, they are considering using those funds wisely. Setting up a pre-authorized transfer to their investment account, for example, could help them put aside extra money each month to help them enjoy more financial freedom over the long term. As their goals shift over time, a soft saving strategy and the financial habits they're developing today can become the foundation to manage their financial needs in the future.

(1) According to the passage, what does the concept of "soft saving" refer to?()

A Balancing life quality and financial goals.

B Saving a large amount of money for retirement.

C Saving money by second-hand shopping.

D Working in retirement age to make more money.

题目解答

答案

根据文章,“soft saving”是Gen Z在高生活成本和经济不确定性下的一种策略。它强调通过减少压力、提高生活质量(如 thrift culture)与合理储蓄、投资相结合,实现生活与财务目标的平衡。选项A“Balancing life quality and financial goals”最能体现这一核心理念。其他选项如B(未提大量储蓄)、C(仅是部分表现)、D(非核心内容)均不符合。 答案:A. Balancing life quality and financial goals.

解析

本题考查对文章中特定概念“soft saving”含义的理解。解题思路是仔细阅读文章中关于“soft saving”的描述,分析其核心要点,然后将各选项与这些要点进行对比。

  • 文章提到“Soft saving is an offshoot (分支) of the 'soft life' trend, driven by Gen Zers who prefer to focus on the quality of life with less stress”,说明“soft saving”与追求生活质量和减少压力有关。
  • 又提到“Gen Zers seek a balance between the two”,这里的“two”结合前文可知指的是生活质量和财务方面,并且后文举例他们会通过合理储蓄和投资来为未来的财务自由做准备。
  • 选项A“Balancing life quality and financial goals”,准确概括了“soft saving”是在生活质量和财务目标之间寻求平衡,符合文章描述。
  • 选项B“Saving a large amount of money for retirement”,文章中并没有提及要为退休存大量的钱,所以该选项不符合。
  • 选项C“Saving money by second - hand shopping”,虽然文章提到了淘旧货是“soft saving”的一个例子,但这只是其中一部分表现,不能代表“soft saving”的整体概念,所以该选项不准确。
  • 选项D“Working in retirement age to make more money”,文章只是说Gen Z可能会使人们在70、80岁还工作变得正常,但这并非“soft saving”的核心内容,所以该选项也不正确。

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